DMFCO is deeply concerned about climate change and the potential negative environmental impact of its operations and residential mortgage investments. Therefore, we are committed to working towards carbon neutrality in our business and residential mortgage portfolio by reducing carbon emissions.
DMFCO is particularly conscious of the social responsibility of the financial sector. Therefore, we believe that we have a moral obligation to offer residential mortgage products that are tailored to the borrower's profile and needs, while also providing special servicing and actively preventing over-lending. This responsibility is particularly evident when borrowers are in (financial) difficulty and , as a result, in a vulnerable position.
DMFCO carefully balances the interests of all stakeholders, with a particular focus on investors and borrowers. We recognise that appropriate governance arrangements and a transparent and equitable remuneration policy for our staff are key elements in achieving this balance.